Whether you’re a first-time buyer or want to refinance at a lower rate, my team can help.
Find out how much home you can afford by getting pre-approved for your next home loan now.
This free calculator crunches the numbers for you. Find out exactly how much money you can save by refinancing.
Browse today's rate comparisons to see which individual mortgage terms make the most sense for you.
Let our experienced team of Mortgage Advisors guide you through the buying or refinancing process quickly, efficiently, and confidently.
Rates are competitive — so it’s a great time to buy! We’ll help you apply for, compare, and choose a home purchase loan that makes your dream home an affordable reality.
Take advantage of today’s great terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?
You wouldn’t accept the first offer at the car lot, so don’t just take your first mortgage offer. Use our rate comparison tool to shop around and find the terms that work best for you.
Other lenders giving you the runaround? Our fast funding options mean you’ll never miss out on the house you really want.
Know where you stand. With your up-to-date property evaluation in hand, you’ll be better equipped to choose the loan terms that fit your goals.
Take advantage of your home’s equity with a cash-out refinance — and put your home loan to work for you.
Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with America's Local Lender, LLC. for your home loan or refinance, you can get your money and do what you want with it - usually in less than 30 days..
Becoming a homeowner all depends on finding the best possible loan scenario for your unique situation. We’re here to help you make that choice.
Want some financial wiggle room? Planning to upgrade your home? We’ll help you choose a refinance rate that saves you meaningful money. What you do with it is up to you.
As the potential homeowner, YOU hold all the power. Before signing your first loan offer, browse our rate comparisons to make sure you’re getting the best deal and the right-fit terms.
We fully recommend working with Kristi for your mortgage loan needs. Aahren Rhodes
We fully recommend working with Kristi for your mortgage loan needs.
Kristi is AMAZING! i worked with her to purchase a new home recently, and my loan situation was somewhat tricky. Jo Barsa
Kristi is AMAZING! i worked with her to purchase a new home recently, and my loan situation was somewhat tricky.
Kristi is just awesome! She's my favorite partner. Frederic Rault
Kristi is just awesome! She's my favorite partner.
Kristi is amazing to work with! Not only is she super knowledgeable and competent, but also fantastic with communication throughout the loan process by providing updates and explanations. Bethany Carlson
Kristi is amazing to work with! Not only is she super knowledgeable and competent, but also fantastic with communication throughout the loan process by providing updates and explanations.
Kristi is a not only a great lender, but a great person too. Denise Pollak
Kristi is a not only a great lender, but a great person too.
Kristi is professional, caring, and really knows the business. Danielle Petze
Kristi is professional, caring, and really knows the business.
Kristi is the best! The experience with her was so smooth and the process was very easy, prompt and attentive. Vic Benitez
Kristi is the best! The experience with her was so smooth and the process was very easy, prompt and attentive.
Kristi is the absolute BEST! Amanda Durant
Kristi is the absolute BEST!
Kristi is incredible! Under a month from the start of the process to receiving funds in my account. Will Edwards
Kristi is incredible! Under a month from the start of the process to receiving funds in my account.
I thoroughly enjoy working with Kristi! D. Reppucci
I thoroughly enjoy working with Kristi!
Kristi made our refinance quick and easy and more importantly [a great rate] on a jumbo loan despite cash out! She is a mom and as a mom can make magic happen. Fady Nasrallah
Kristi made our refinance quick and easy and more importantly [a great rate] on a jumbo loan despite cash out! She is a mom and as a mom can make magic happen.
Kristi was very responsive, informative and helpful. She found several good options to choose from and the loan process was quick and easy. Nicholas Corley
Kristi was very responsive, informative and helpful. She found several good options to choose from and the loan process was quick and easy.
Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:
